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520+ Lender Network

Capital for your next deal without touching the property.

Unsecured loans from $10,000 to $500,000. No appraisal. No lien on your real estate. No restrictions on how you use the money. Funded in days, not weeks.

$10K to $500KTypical funding range
520+Lenders in the network
DaysNot weeks to funding
$0Collateral required

Get funded now

30 seconds. No documents to upload. Find out today what you qualify for.

Please fill in every field before submitting.
Your information comes straight to me. Never sold.

Got it. Thank you.

I review every inquiry personally and usually reach out the same business day.

One thing that usually gets people approved for more: if there is a partner, spouse or family member who would apply alongside you, reply to my text with their name and cell and I will get them looked at too.

Where investors use this

The money that fills the gaps a secured lender will not touch.

Down payment and gap funding

Your lender covers most of it. This covers the rest, with no second position and no partner taking half your profit.

Deals below the lender floor

An $80,000 purchase is under the minimum almost everywhere. This does not care about loan size.

Rehab and carrying costs

Draws run behind. Keep crews working and cover the overrun that was never in the budget.

Running more than one deal

Not tied to any single property, so it can sit behind two or three projects at once.

Buying your entry

Assignment fees, option payments, auction deposits. Real costs no secured lender will finance.

Anything else

Use of funds is unrestricted. Nobody dictates where the money goes once it lands.

What the other options cost you

Secured lending is the right tool for the bulk of a deal. The pain is at the edges.

The usual ways to fill the gap

  • A second lien at 18 percent, stacked on the payment you already have
  • The private lender who says yes, then goes quiet
  • Weeks of documents, then a second round you did not expect
  • Terms that move after you are committed to the seller

Unsecured loans through this network

  • No lien on anything you own, and no 18 percent gap note
  • 520+ real lenders, not one person's promise
  • One short application, no file to assemble
  • Your number up front, and it does not move

Do you fit

Estimate is fine to start.

  • Credit around 675 or better. Your own estimate is fine.
  • Not much new personal credit in the last 6 months. Recent accounts do not rule you out.
  • Annual income above $32,000. W2 or self employed.
  • US based. Fund in 96% of states.

How it works

Three steps, and the first one is already on this page.

  1. Fill out the form30 seconds, no documents, no credit pull.
  2. I make the introductionStraight to my funding contact, who specializes in maximizing these approvals.
  3. Capital lands in your accountDays, not the weeks a secured loan takes.

If you are close but not clean on one of these, submit anyway. Plenty of people who assumed they were out have been funded, and the only way to know is to ask.

What clients say

Real investors, real funding.

“Tim connected us with the funding we needed to grow Everfree Solutions, and he kept things moving the whole way. His team was able to troubleshoot one of the underwriter's requirements to get our loan funded. I would recommend him to any investor looking for capital!”
Steve & EarleenOwners, Everfree Solutions
“I was up against a closing deadline, and Tim and his team moved fast to get me the funding I needed. We were approved for $28K and it funded the very next business day, just in time to close.”
WhitneyReal Estate Investor

Find out what you qualify for

It takes 30 seconds and costs you nothing to know the number.

Get Funded Now
Get Funded Now